Top Picks

Below are some of my favorite credit cards, apps, and services I recommend.

A few things to note:

  • [referral] = will link to my personal referral, if you use these thank you for the support!
  • [public] = no referral available, this will direct you to the public page
  • They are not ranked as the best option depends on individual circumstance, and some may be missing on the list (e.g. Hilton) because I do not currently hold them.
  • Chase usually has better/best offers via referrals, though for Amex, it varies based on a number of factors such as referral vs. public, incognito, geographic location, website sessions, etc.

Please remember to do your own research and consult a professional if needed (I am not one)!

Best Overall Credit Cards

Best Starter Credit Cards

Best Airline Credit Cards

  • Citi AAdvantage Platinum Select - 50k~60k points [public]
  • Barclays AAdvantage Aviator Red - 60k points [public]

Best Hotel Credit Cards

  • Chase World of Hyatt - 50k points [referral]
  • Amex Marriott Brilliant - 75k points [referral]

Best Business Cards


High-Yield Savings Accounts


Stocks Trading Apps


Crypto Trading Apps

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