spend less, travel better

Credit Cards

Chime Secured Credit Card: Great Way To Build Credit?

Chime Secured Credit Card: Great Way To Build Credit?

One of the biggest painpoints is getting approved for your first credit card with limited or no credit history. This is particularly challenging for newcomers / international students in the US. It then becomes a bit of a chicken or the egg situation, where without credit history, you cannot get a..

First Look: BILT Rewards Credit Card - Easiest Way To Earn Points Paying Rent?

First Look: BILT Rewards Credit Card - Easiest Way To Earn Points Paying Rent?

With the announced demise of PayPal Key, where for over a year I have taken advantage of it's great "virtual card" feature to pay rent with no fees while earning points on my monthly rent (it had been an amazing way to earn rewards and hit signup bonuses, with any..

Chase Freedom Flex: The Best Starter Card?

Chase Freedom Flex: The Best Starter Card?

Usually when asked which card people should start with, I would reply with, "It depends". However, the Chase Freedom Flex changed that and has become THE go-to card I recommend to friends & family. Read on to find out why! UPDATE: Reminder to activate quarterly 5% categories! Apply Now: [referral link]..

Amex Platinum: Full Review [2023]

Amex Platinum: Full Review [2023]

What was once seen as the king of premium travel cards has over the years evolved to something much different. The Platinum Card from American Express may have once been associated only with the wealthy elites, and often seen as a status symbol (and in many countries, it still is)..

Review: Capital One Venture X

Review: Capital One Venture X

UPDATE: The previous 100k + $200 vacation rental credit offer ended on 3/14/2022. The new offer is 75k for $4k spend in 3 months. Dare I say, the Capital One Venture X might be the most exciting card to have launched since the Chase Sapphire Reserve refresh back in..

Chase Sapphire Preferred vs. Reserve

Chase Sapphire Preferred vs. Reserve

One of the most common questions I get is "Should I get the Chase Sapphire Preferred or Chase Sapphire Reserve?". In this post, I'll break down the pros and cons of each. [referral link] Chase Sapphire Preferred (UPDATE 4/13: 80k offer is back!) UPDATE 8/10/2021: Chase has..

Citi Custom Cash: Who Is This Card For?

Citi Custom Cash: Who Is This Card For?

Citi recently announced a brand new credit card called the Citi Custom Cash (public link). In short, this is a card that automatically earns 5% back on your top eligible spending category each billing cycle. This article will be breaking down the main pros and cons of this card and..