Get Started

Starting is often the hardest part. So kudos to you for taking the first step in taking more control of your financial life!

Things like credit cards and stock trading may often be associated with dangerous and risky behavior. However, they are simply tools that when used in the right way, will improve your overall financial life.

This site is all about sharing my own financial journey, the lessons learned and specific experiences. For more on why I started this site, visit the About page.


Beginner's Guide

If you are new to credit cards or are looking for ways to take it to the next level, start with these pages:

  1. Why Credit Cards?
  2. Personal Experiences
  3. Preparation Work
  4. General Strategy

This blog mainly evolves around 4 major themes:

Credit Cards  - card reviews, explanation of benefits, new offers etc.

Travel - reviews and experiences from my travels, and how I booked them with points

Finance - personal finance topics such as high-yield savings, budget management apps, investing in stocks or crypto, etc.

Tips & Tricks - miscellaneous tips to help you be smarter with your money!


Top Picks

Check out my top recommendations for credit cards, savings accounts and other personal finance services here:

Top Picks
Below are some of my favorite cards, apps, and services I personally use for mypersonal finance strategy. They are not ranked as the best option depends onindividual circumstance, and some may be missing on the list (e.g. Hilton)because I do not currently hold any. If I have covered these in a pr…

Disclaimer: This site is for informational purposes only. Contents and opinions expressed are the author's alone and your experience may vary. The author is not a financial/investment/tax/legal professional of any kind. CreditFred strives to provide the most accurate and up-to-date information possible, but the strategies and tips provided should not be replicated before you conduct your own research and, if needed, consult with a financial professional.

Great! You've successfully subscribed.
Great! Next, complete checkout for full access.
Welcome back! You've successfully signed in.
Success! Your account is fully activated, you now have access to all content.